With the company’s upgraded offerings, vacation rental property owners can get extra protection that their standard home insurance policy might not provide. These include coverage for loss of business income, liquor liability, bed bugs, squatters, and intentional acts of theft or vandalism, among others.
More information about Proper Insurance is available via https://www.proper.insure
These newly revamped policies are ideal for people who rent out their second homes through popular platforms like Airbnb or Vrbo. The plans can cover any type of rental property, including single-family homes, townhouses, condos, duplexes, cabins, and cottages.
Many homeowners mistakenly assume that their home insurance policy can adequately cover their vacation residences. In reality, however, such a plan usually only takes care of damage and liabilities incurred by primary residents — not renters.
To bridge this gap, Proper Insurance has partnered with Lloyd’s of London to offer affordable yet comprehensive plans. Eschewing a cookie-cutter approach, the brokerage crafts bespoke policies to ensure that a customer’s specific needs are addressed.
Vacation rental property insurance provides policyholders with a financial lifeline if they must undertake extensive repairs or find themselves sued by renters. Such a plan can also cover repairs, replacement, or liabilities arising from the usage of amenities like bikes, boats, and golf carts. Given this protection, short-term rental owners can better ensure the viability of their business.
For their convenience, prospective clients can request a quote online. They simply need to fill out a five-minute questionnaire, after which an estimate will be provided. Inquirers are under no obligation to accept the quote.
About Proper Insurance
Proper Insurance was established to provide niche plans that most other brokers neglect. Over the years, the company has written over 50,000 policies — a testament to its excellent track record. For the agency’s top-notch customer service and reliability, the Better Business Bureau (BBB) has awarded it an A+ rating.
A spokesperson says: “Not all insurance companies provide the same kinds of homeowners’ insurance protection. To ensure that your Airbnb or Vrbo rental property is covered, you’ll need to choose a partner that specifically covers short-term rentals.”
Interested parties may also visit https://www.proper.insure/airbnb-insurance if they need further details about the company and its policies.
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Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Exact Observer journalist was involved in the writing and production of this article.